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<rss version="2.0"><channel><title>Moya &amp; Moya</title><link>https://moya.money/</link><description>Independent research that follows the money.</description><language>en</language>
<item><title>Are You Shopping for the Feed? The Hidden Cost of Spending to Be Seen</title><link>https://moya.money/memo/shopping-for-the-feed/</link><guid>https://moya.money/memo/shopping-for-the-feed/</guid><pubDate>Sat, 31 Oct 2026 12:00:00 GMT</pubDate><description>What the data says about shopping for the camera, boo baskets, and buy now, pay later debt, plus seven ways to fight overspending. By Jenny Moya.</description></item>
<item><title>Performative Consumption: How Seasonal Content, Social Media, and Buy Now, Pay Later Turn Display into Debt</title><link>https://moya.money/research/performative-consumption/</link><guid>https://moya.money/research/performative-consumption/</guid><pubDate>Sun, 25 Oct 2026 12:00:00 GMT</pubDate><description>Research paper on how seasonal content, social media, and buy now, pay later credit turn display into debt, with an evidence review and five hypotheses.</description></item>
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